Health Plans That Fit Your Life
Save Money, Get Covered-One Local Agent, Many Quotes
Florida drivers face some of the highest car insurance rates and complex coverage rules in the country. With The Holloway Agency, you work with a Crestview-based agent who shops top insurers like Progressive, Mercury, Nationwide, and Auto-Owners on your behalf. One call unlocks quotes from 10+ companies-so you get the best price without sacrificing the protection you need. Plus, our team knows Okaloosa County roads and risks, so we tailor every policy for local drivers.
What We Can Help You With
Key Coverages-What Your Auto Policy Should Include
Florida law requires all drivers to carry minimum coverage, but it's smart to go further for true peace of mind. Here's what you'll want to understand:
Bodily Injury Liability
Covers injuries to others if you're at fault.
Property Damage Liability
Pays for damage to other vehicles or property. (Florida minimum: $10,000)
Personal Injury Protection (PIP)
Required in Florida-covers medical expenses for you and passengers, no matter who caused the accident.
Uninsured/Underinsured Motorist
Protects you if you're hit by a driver with little or no insurance-a must in Florida.
Comprehensive & Collision
Pays for damage to your car from crashes, storms, theft, or animals.
Optional Extras
Towing, roadside assistance, rental car reimbursement, and more.
Our agents explain your options, help you select the right limits, and find all available discounts to make your policy affordable.
Smart savings. Simple steps.
How to Lower Your Car Insurance Premium
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Bundle and Save: Combine auto with home, renters, or umbrella for a multi-policy discount.
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Safe Driver & Good Student Discounts: Clean record or student in the family? Ask us about special savings.
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Military & First Responder Discounts: Available for those who serve our community.
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Multiple Vehicles: Insure two or more cars with us for extra savings.
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Shop the Market: Our access to many insurers means we do the rate shopping for you-at renewal and anytime you need a review.
Neighbors helping neighbors.
Real Local Support-We're Here for You
You're not a policy number here. The Holloway Agency team guides you through claims, answers your questions, and serves as your insurance advocate in Crestview and the greater Panhandle. We know the traffic on Hwy 85, the rural risks on Hwy 90, and what matters to local families, commuters, and business owners. Need a quick quote or help with paperwork? We make switching easy, handling all the details so you don't have to.
Your AUTO Insurance Questions, Answered
Common Questions About Auto Insurance in Florida
How much auto insurance do I need in Florida?
State minimums are low-just $10,000 for property damage and $10,000 PIP. We strongly recommend higher limits and Uninsured Motorist coverage to keep you truly protected.
Can I get a quote if my driving record isn't perfect?
Yes. We have companies specializing in high-risk drivers and can help with SR-22 filings if needed.
How quickly can I get insured?
Most policies can be started the same day, whether you call, visit our office, or use our online form.
What if I want to switch from another company?
We make it simple-just contact us and we'll walk you through the switch, including paperwork and canceling your old policy.
Take the First Step Today
Ready for a Better Auto Insurance Experience?
Get a free, fast quote today from a local agent who knows Crestview and cares about your protection. Ask about bundling home, renters, or umbrella to maximize savings. Whether you're shopping for a new policy or want to review your coverage, The Holloway Agency is your trusted guide for car insurance in North Florida.