RV Insurance for Your Home on Wheels

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Protect your RV on every adventure

Adventure Further With the Right Protection

Owning an RV means freedom to explore-from weekend camping trips to long road adventures across Florida and beyond. Because an RV functions as both a vehicle and a living space, it needs specialized insurance designed to protect you both on the road and at the campsite.


RV insurance combines elements of auto and home coverage to protect your motorhome or camper, your belongings inside, and your liability while traveling or parked.

Coverage for all RV types

Types of Recreational Vehicles We Cover

Our team helps insure many types of recreational vehicles, including:

  • Class A motorhomes
  • Class B camper vans
  • Class C motorhomes
  • Travel trailers
  • Fifth-wheel trailers
  • Pop-up campers
  • Motor coaches

Whether you travel occasionally or spend months exploring the open road, we can help you find coverage that fits your lifestyle.

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Covers your RV, belongings, and liability

What RV Insurance Typically Covers

RV insurance provides protection for both the vehicle and the living space inside.

  • Liability Coverage: Protects you if you cause injury or property damage while driving your RV.

  • Collision Coverage: Helps repair or replace your RV if it's damaged in an accident.

  • Comprehensive Coverage: Protects against theft, fire, vandalism, storms, or falling objects.

  • Personal Belongings Coverage: Covers personal items kept inside the RV such as clothing, camping equipment, and electronics.

  • Vacation Liability: Provides liability protection when your RV is parked and being used as a temporary residence.

  • Emergency Expense Coverage: Helps pay for lodging, travel, and transportation if your RV becomes unusable during a trip.

Optional coverage may also include roadside assistance designed specifically for large recreational vehicles.

Specialized coverage for RV living

Why RV Insurance Is Different From Auto Insurance

Many RV owners wonder if their auto policy is enough to protect their vehicle. In reality, RVs require specialized coverage because they serve as both transportation and living space.


RV insurance can include protection for:


  • Personal belongings stored inside the RV
  • Camping equipment and appliances
  • Attached accessories such as awnings or satellite equipment
  • Liability coverage when parked at campsites

This broader protection helps ensure both your vehicle and your travel lifestyle are covered.

Insurance Guidance That Doesn't Stop After You Buy

Your policy shouldn't be set once and forgotten. The Holloway Agency reviews homeowners policies regularly to ensure coverage keeps pace with rising construction costs and changing insurance markets. If we find a better option among our partner carriers, we'll let you know. And if you ever experience a home claim, our team is here to guide you through the process step by step.

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Your RV Insurance Questions, Answered

Common Questions About RV Insurance

  • How much does RV insurance cost in Florida?

    Rates depend on the RV's value, type, and how often it's used. Many RV owners are surprised that coverage can be quite affordable, especially when bundled with other policies.

  • Do I need special insurance for an RV or camper?

    Yes. Because RVs combine vehicle and living space risks, a dedicated RV insurance policy offers protection that a standard auto policy does not.

  • What does RV insurance cover that auto insurance doesn't?

    RV policies can cover personal belongings inside the RV, liability while parked at campsites, attached accessories, and travel interruption expenses.

Take the First Step Today

Protect Your RV and Enjoy the Journey

Your RV represents adventure, comfort, and memories waiting to happen. With the right insurance policy, you can explore the road ahead knowing your vehicle, belongings, and travel plans are protected.